Saturday, January 14, 2012

How much does Full Coverage Cost for a Maza Miata?

Looking to get a Miata but before I do, does anyone know how roughly full coverage insurance is? and the cheapest insurance I can get...How much does Full Coverage Cost for a Maza Miata?
More than the model of car goes into determining insurance costs. It's the make, year, and model of the car. The age and experience of the driver. The location of the car most of the time. Whether the car is kept secure at night. How much the car is driven. (You can get cheaper insurance for a car you don't commute in) All affect how much you pay for insurance.



That said: Insuring a Miata is cheap. It'll probably be less than a Civic or Corolla. I'm not entirely sure why, as this is a car meant to be driven hard (and it's VERY well built for that...the transmission and differential are both out of much larger more powerful cars, for example). I'm guessing it has to do with parts being cheap and plentiful, work being easy to do (both of which keep costs down), the car not being big enough to do a lot of damage to others, and good accident-avoidance ability in the car (if not the driver).



I was paying something like 60 dollars a month for full coverage (several notches above the minimum on everything), with 250 deductible. I was 28 with (until I killed the Miata) no accidents. This was in Kingman, Arizona. In a major city that could cost a lot more.How much does Full Coverage Cost for a Maza Miata?
It is not as cut and dried as that. It will depend on the year of the car, as well as your own details, like age, marital status, driving history and record, etc.



By full coverage, you must mean both comprehensive and collision as well as the usual liability. Again, that will vary depending on the limits that you set and the deductible you are willing to carry. The higher the deductible the lower the premium, and so forth.



First, figure out exactly what you want as far as coverage and deductibles. Consider if there are any discounts you may be eligible for, and then check around and get some quotes.



There is more specific info. to help you figure it out at the link below. Best of luck.

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